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FAQ Group: FAQs

What is medical malpractice insurance?

Medical malpractice insurance is just another way of saying professional liability insurance. Professional liability insurance protects you against practices resulting in lawsuits from clients. This typically includes the costs associated with injuries, expenses, damages, and, in some cases, lawsuit defense. Mitchell & Mitchell offers occurrence and claims-made policies. Claims-made policies protect you against claims that…
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What are the benefits of medical malpractice insurance?

Accidents happen. When they do, medical malpractice insurance protects you against costs. It can be used to fund your legal defense/court costs, cover medical expenses, and pay damages (if you’re found liable). It also provides your client with peace of mind. It shows them you’re responsible for what happens under your care. If a mistake…
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What’s the difference between medical malpractice insurance and professional liability?

They’re the same thing! It just depends on what industry you’re in. For example, dentists and other medical professionals have come to know liability insurance as malpractice insurance. On the other hand, lawyers and CPAs refer to it as professional liability insurance or errors and omissions.

How quickly can I get covered?

Our application is quick, and easy. We estimate that it takes roughly 5 minutes to complete. Feel free to fill out our application form online. You can also contact us for a quote and we will talk you through the process. In many cases, we can have your coverage in place by the next business…
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What’s the difference between professional liability and errors & omissions?

There isn’t really a difference! Both refer to insurance coverage against liability stemming from the services you offer to your clients.

What are the benefits of professional liability insurance?

Accidents happen in every profession. Professional liability insurance helps protect you against costs incurred when they do. It provides you with funds for legal defense, unforseen medical bills, property damage, and other costs. It also gives your clients peace of mind knowing you take responsibility for your actions; should a mistake happen, they’re covered.

What is professional liability insurance?

Professional liability insurance is held by lawyers, CPAs, dentists, and other professionals to help protect themselves against unforeseen costs due to claims of negligence, failure to perform, oversights, etc. This type of insurance also helps fund legal defense, pay for medical expenses, and cover damages if you’re found liable.